Yes, as long as Florida residency is legally maintained. Please note this option is only available to renewal students on the FES-UA or PEP scholarships. Active-duty military with change of station orders out-of-state may apply for, or renew their FES-UA or PEP scholarships, if they can prove maintenance of Florida residency. You will not be eligible to keep FTC or FES-EO scholarships to attend private schools out-of-state.
The 2025-26 award amounts are not available at this time. They should be released later in the summer.
If you had an FTC, FES-EO, FES-UA, or PEP scholarship and enrolled in a public school, your scholarship will end, and the remaining funds will be returned to the state. As a public-school student, you may be eligible for a New Worlds Scholarship Account or a Transportation Stipend.
If your student was found eligible for the Private School Scholarship (FTC/FES-EO) and you would like to switch to a Personalized Education Program (FTCPEP) or vice versa, do not decline their scholarship in EMA. After accepting the scholarship, call us at 1-877-735-7837 to request this switch.
If your student was found eligible for the Private School or PEP scholarship and you are interested in different scholarship or vice versa, you must decline the scholarship they are currently eligible for before submitting an application for the other scholarship program. To decline the scholarship, please log in to EMA and use the "Decline Scholarship" button.
No. Florida law prohibits applying for more than one FTC or FES scholarship at a time for an individual student. You can apply for a new scholarship once you’ve been denied or have declined an awarded scholarship. However, you may apply for both the Transportation Stipend and New Worlds Scholarship Account if your student qualifies.
Yes. If you are active-duty and have been given permanent change of station orders to move to Florida, you will be eligible for the Family Empowerment Scholarship for Educational Options (FES-EO), Family Empowerment Scholarship for Students with Unique Abilities (FES-UA), Personalized Education Program (PEP), or Florida Tax Credit Scholarship (FTC) before you make your move. You can apply with your newly assigned base address or new Florida residential address (if you have one) and upload your permanent change of station paperwork with your application.
No. Spent funds will not have to be paid back if you leave the program.
Scholarship funds may be required to be returned to the state in cases where students are found ineligible to receive the scholarship funds.
You should terminate your home education program as soon as your PEP scholarship is funded. Your award letter can serve as documentation that your child is now participating in the scholarship program. For more on what to do once your child is awarded a scholarship, see this video.
You can withdraw from PEP anytime by logging in to EMA and selecting the “Decline” button. If you've already withdrawn from your Home Education Program after receiving the PEP scholarship, you'll need to reestablish it by sending a letter of intent to your district. If you haven't withdrawn from your Home Education Program, declining PEP will end your PEP enrollment while maintaining your Home Education Program enrollment with your district.
Your child could be found truant if you do not complete an evaluation and do not receive a funded PEP scholarship. New PEP students should complete the home education evaluation as a precaution. Please do not withdraw as a home education student in your school district if you have not been funded, or do not wish to use, a PEP scholarship.
Current PEP students who were awarded and funded on the PEP scholarship in the previous school year are required to take a FLDOE approved norm-referenced test, during the year they use PEP, and submit test scores to their SFO. You can submit these scores to your account in EMA; however, a home education evaluation is not required for new or renewal PEP applications.
By law, home education and PEP are two distinct education options in Florida, so a home education evaluation is not required for new or renewal PEP applications. Scholarship availability is first come, first served. Once funded a PEP scholarship you will need to notify your school district of your intent to use the PEP scholarship and withdraw from home education in the district.
Yes. All PEP students, grades K-12, must take a state-approved norm-referenced test annually, and submit the results to the SFO.
Student Learning Plan (SLP) is a customized learning plan developed by parents or guardians and revised, at least annually, to guide instruction for their students and to address the services needed to fulfill their academic needs. PEP parents and guardians must complete a Student Learning Plan for each student prior to funding.
Yes, an SLP is required for all PEP students, whether they attend a physical school or not.
The Florida Department of Education (FLDOE) approves private schools to participate in serving PEP students. Be sure to confirm your school has emailed [email protected] indicating they wish to participate. It could be that the school was not approved by FL-DOE.
If the school employs a teacher that the student meets with at the school’s physical location at least twice a week and the family has a Student Learning Plan that outlines all other instructional days, then yes, you may use your PEP scholarship to pay tuition at the school.
Scholarships for Personalized Education Program Students
Applications for the 2025-26 school year are closed. To be among the first to be notified when applications become available, sign up below.
Supporting Florida’s Students Through Personalized Education
The program can serve up to 100,000 students in the 2025-26 school year.
How Does It Work?
PEP scholarships provide access to an education savings account (ESA) that functions like a bank account. Families direct these funds to pay for:
- Instructional Material
- Curriculum
- Fees for services provided by a Choice Navigator*
- Contracted services provided by a public school or school district, including classes
- Tuition for an eligible home education instruction program
- Fees for nationally standardized norm-referenced tests and other assessments
- Tuition and fees for private tutoring programs
- Tuition as a private pay student at Florida Virtual School
- Education at an eligible postsecondary educational institution or approved apprenticeship program
- Digital materials exclusive of digital devices such as a laptop
Are We Eligible?
Scholarships are open to any K-12 Florida residents not enrolled in full-time private or public school regardless of household income. Students must be at least age 5 by September 1st of the school year they wish to enroll.
First priority is given to families with a household income of 185% of poverty or below as outlined in the income priority guidelines, renewing students of the Florida Tax Credit Scholarship and/or Family Empowerment Scholarship, and children in foster care or out-of-home care.
Second priority is extended to families with a household income of 400% of poverty or below. Parents who want their students to receive priority funding because of household income must submit their income tax return to apply for a PEP scholarship.
Applications for the 2025-26 school year are now closed. To stay up to date with the latest updates, sign up here.
Award Amounts
Resources
What is Required?
PEP families must:
- Declare a grade level, which is used to determine student eligibility and scholarship values.
- Submit and maintain a Student Learning Plan (SLP) annually. Parents develop this customized learning plan to guide instruction for their students and address the services needed to fulfill their child’s academic needs. It does not determine what a parent can purchase with scholarship funds.
- Withdraw as a full-time public school student or terminate a home education program with their school district and enroll as a PEP student with Step Up For Students.
- Take a norm-referenced test annually, and submit the results to Step Up. Parents/Guardians of PEP students may choose from the same list of assessments that are approved for other scholarship students attending participating private schools. Alternatively, parents/guardians may arrange with their school district of residence to have their student take Florida's statewide assessments given to public school students. These assessments must be taken at a scheduled date and time and at a school site designated by the district*. These results are required for grades K-12 and will need to be submitted to Step Up before funding is distributed.
* You must contact your school district’s assessment office by their local deadline to register for statewide testing. Do not contact your local public school or arrive for testing without making prior arrangements through the district office.
There are no specific hourly requirements for students, and parents are not required to keep a record of the number of instructional hours/days.
Video Library
2023-2024 | ||
| Persons in family/household | Priority 1 up to 185% | Priority 2 185%-400% |
| 1 | Up to $26,973 | Up to $58,320 |
| 2 | $36,482 | $78,880 |
| 3 | $45,991 | $99,440 |
| 4 | $55,500 | $120,000 |
| 5 | $65,009 | $140,560 |
| 6 | $74,518 | $161,120 |
| 7 | $84,027 | $181,680 |
| 8 | $93,536 | $202,240 |
| 9 | $103,045 | $222,800 |
| 10 | $112,554 | $243,360 |
| 11 | $122,063 | $263,920 |
| Each additional member +$9,509 | Each additional member +20,560 | |
| Based on guidelines published by the Department of Health & Human Services in National Registry on January 2023 | ||
Choice Navigator Frequently Asked Questions
- How does a person become a Choice Navigator (what are the requirements)?
- A Choice Navigator holds a valid Florida teacher certification, adjunct teacher certification, a bachelor or graduate degree in the subject area where any instruction is given, demonstrated mastery of subject area knowledge, or is certified through an internationally recognized research-based training program approved by the Florida Department of Education (FLDOE).
- How much does it cost to pay for a Choice Navigator?
- The cost of the service will be determined by each Choice Navigator.
- Are Choice Navigators required?
- No, they are optional for all scholarship students. They are intended to help guide parents and guardians through the many educational choices available to them.
- What authority does the Choice Navigator have over the PEP student?
- None. The Choice Navigator is merely a guide to help you.
- Is the choice navigator required to meet with the student?
- No.
- Does the Choice Navigator have to meet with the parents in the student’s home?
- No.
- Is there a list of teachers qualified to be a Choice Navigator if I can’t find one on my own?
- Step Up will create a list of approved Choice Navigators once we have collected their information.
- How do I find a Choice Navigator?
- Choice Navigators will sign up and be listed in EMA as service providers, like part-time tutors.
Frequently Asked Questions
What is the Personalized Education Program (PEP)?
PEP, funded through the Florida Tax Credit Scholarship, is an education savings account program that allows parents to customize the education of students who are not attending public or private schools full-time. PEP will allow parents to purchase instructional materials, pay for part-time tuition at public or private schools and even tuition and fees in home education instructional programs.
What are the requirements for a PEP student?
- Must be registered with a Florida Department of Education (FLDOE) approved scholarship-funding organization (SFO)
- Must not be enrolled full-time in a public school, charter school, school for the deaf and blind, college preparatory academy, developmental research school, or juvenile justice school.
- Be at least age 5 by Sept 1, of the school year in which they wish to enroll.
- Must annually submit a Student Learning Plan (SLP) to the SFO.
- Must take an FLDOE-approved national norm-referenced test and submit results to the SFO.
- Must complete a sworn compliance statement through the SFO.
What is the Student Learning Plan and how will it affect my child’s education?
- A Student Learning Plan (SLP) is a customized learning plan developed by parents at least annually to guide instruction for their students and to address the services needed to fulfill the academic needs of their students.
- SLPs are only required for students in the Personalized Education Program.
What will this education savings account pay for?
Instructional material (including digital materials and internet resources), curriculum, tuition for full-time or part-time enrollment in a home education instructional program, education at an eligible postsecondary educational institution or approved apprenticeship program, fees for nationally standardized norm-referenced tests and other assessments, contracted services provided by a public school or school district, tuition and fees for part-time tutoring services, an approved virtual course, tuition as a private pay student at Florida Virtual School, and fees for a “Choice Navigator.”
How do I apply for a PEP scholarship if my student will not be in full-time private school?
Parents apply for the scholarship through a scholarship-funding organization like Step Up For Students
How many PEP students can receive a scholarship?
The law limits the program to 20,000 students for the 2023-24 school year. The program will grow by 40,000 students per year thereafter.
Why do I have to apply through the Income-based scholarships (Florida Tax Credit Scholarship/FTC) to apply for PEP?
HB1 requires PEP students to be funded through the Florida Tax Credit Scholarship (FTC). FTC and PEP students are both using the same funding source.
Will I have to officially terminate my home education program?
Yes, a student cannot be both registered in the PEP program and as a home education program student with the district. You will need to notify your school district of your intention to terminate your home education program and enroll as a PEP student through an SFO.
Is a PEP student permitted to take classes at a career and technical program or school?
Yes, you may pay for part-time enrollment through PEP.
Will the SFO issue a diploma if we are registered as a PEP student?
PEP students are treated the same as home education students in Florida for the purposes of graduating and earning a diploma. There is no diploma issued by the public school system or SFO in Florida for the completion of a home education program. A signed affidavit of completion (notarized letter, see here) submitted by the student’s parent attesting that the student has completed a home education program, pursuant to the requirements of s.1002.41, F.S. is the legal document of completion. As stated in s.1007 263(2)(a), F.S. it is equivalent to a high school diploma and is regularly accepted by state colleges and universities as proof of high school completion. This statement can be included on a student’s academic transcript or parent-issued diploma. While not required, some students elect to culminate their home education program by taking the General Educational Development (GED) test. A student is issued a diploma from the Department of Education upon passage of the GED. The toll-free number for information pertaining to the GED is 1-800-237-5113
Can PEP students be enrolled in Florida Unschoolers?
There would be no need since you are meeting the FL mandatory attendance requirements through the PEP program requirements.
Dual Enrollment and Extracurricular Activities
Will PEP enrollment cause me to lose access to Dual Enrollment programs?
No, PEP students are still eligible for free dual enrollment programs. You will not be required to pay for these courses with your PEP account.
Are PEP students eligible to participate in extracurricular activities with a public, private or charter school?
Yes. PEP students are offered the same flexibility as home education students.
Are PEP students eligible to participate in any interscholastic or intrascholastic activity at a public, private or charter school, or just athletics?
Yes. PEP students are offered the same flexibility as home education students.
Are PEP students allowed to participate in FHSAA athletic programs?
Yes. PEP students are allowed to participate in athletics like other non-traditional students. Read more on the FHSAA website here.
Who will verify the student is enrolled in the PEP for extracurricular activities?
The public school district where the student lives will maintain this responsibility.
Will PEP students be required to follow all the by-laws and rules of the FHSAA?
Any student participating in an FHSAA-sanctioned program must abide by their by-laws and rules.
Bright Futures Scholarships
Are PEP students eligible for the Bright Futures Scholarship?
Yes. Students who were in 11th grade in home ed last year and switch to PEP this year will also retain eligibility.
How does a PEP student submit their volunteer hours?
Students will continue reporting volunteer hours to their local public school district.
How does Bright Futures enrollment work for a PEP student?
Students will be able to select “PEP” in a dropdown menu when apply for Bright Futures.
Does the SFO need to certify a PEP student’s enrollment in Bright Futures?
Your local school district will work with FLDOE to certify the student’s enrollment.
Testing
Is testing required?
PEP students are required to take a state-approved norm-referenced test and submit the results to their SFO before renewing the PEP scholarship. A list of approved tests can be found here.
Where can PEP students take the state-approved norm-referenced tests?
Test accommodations and location requirements vary by test. Some tests will require a test proctor in a school setting, but others may allow for tests to be taken at alternative locations.
What happens to my child’s test score?
It will be collected by their SFO and sent to the Learning Institute at Florida State University for score reporting.
Scholarship Spending and Reimbursement
How do I use the scholarship funds?
Guardians may purchase goods and services directly and be reimbursed or may pay for goods and services with approved vendors through EMA and MyScholarShop.
Is the Reimbursement Card optional and can families still get reimbursed directly to their bank account?
Starting in January 2024, reimbursements will now be managed through the family's EMA account, replacing the U.S. Bank Focus Cards. Families seeking a reimbursement can select from one of 3 payment methods: Direct Bank Transfer, Check, or PayPal®. Learn more >
What if I have funds left on my U.S. Bank Focus Card?
Families with a balance on their U.S. Bank Focus Card can continue to use those funds until they run out, withdraw them at a bank or call U.S. Bank and request a check for the balance that remains on the card. New reimbursement funds will not be added to the U.S. Bank Focus Card after January 8, 2023. If you need assistance with your U.S. Bank Focus Card, call (888) 863-0681.
What factors should I consider when choosing between a direct bank transfer, mailed check, or PayPal®?
When choosing between direct bank transfer, Check, or PayPal®, consider factors such as speed of access, convenience, banking access and accessibility. Click here for details >
If there is an issue with the card, who do Parents/Guardians contact for help?
There is a dedicated customer service hotline for SUFS Reimbursement Card users. Call 888-863-0681.
Will Parents/Guardians be notified when Reimbursements are being processed?
Families will be notified by email once their reimbursement has been processed and funds have been added to your card. Reimbursement requests will be processed as they are received.